World Banking Forum
Autumn Edition 2025
30-31 October | Athens, Greece
Presentations
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Final Agenda
Presentations
All available Presentations will be uploaded here by end of the week. Please check back again on Friday.
Banking Trends 2025: Innovation, Sustainability, and Market Transformation
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The Rise of AI and Automation: Transforming Banking Operations
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ESG and Green Finance: Shaping the Future of Financial Products
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Data-Driven Trust: Enhancing Transparency and Customer Loyalty
George Panou
Eurobank
Head of Innovation Center | Group Digital Banking | Innovation Center
Identity Assurance Methods Showdown. Head to Head Comparison for Smart Planning
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The state of identity assurance in 2025
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Pros and cons - IDV, identity attestation and EUDI wallet
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Risk, UX and compliance - striking the balance
Lyubomir Tankishev
Evrotrust
Business Development Director
PANEL DISCUSSION: How Telco Data Strengthens Trust in Global Banking
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Current fraud and authentication challenges, new security standards, and regulatory impacts
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Enabling developers to embed network capabilities and data into the applications consumers rely on daily to lay the foundation for secure, seamless
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digital financial interactions that build trust
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Leveraging network data to transform banking beyond digital, enabling the creation of new solutions that secure every interaction
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The evolving partnership between telcos, aggregators, APIs and financial institutions to shape the future of banking and finance
Pawel Kowalski
mBank
Digital Security Product Owner
Peter Arbitter
Aduna
Chief Commercial Officer
Andrzej Ochocki
Deutsche Telekom
Head of Identity Management. Chairman GSMA European Identity Group
David Darmon
Vonage
Vice President, International Sales - API
The Stablecoin Dilemma: Compete, Collaborate, or Be Disintermediated
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How regulated stablecoins are reshaping liquidity, cross-border payments, and settlement speed
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The new monetary stack: banks vs. fintechs vs. protocols — who controls flow, margin, and compliance?
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MiCA and beyond: what bank treasurers, risk officers, and infrastructure leaders need to know now
Igor Tomych
Dashdevs
Chief Executive Officer & Founder
Redesigning the Payments Experience: From Cards to Invisible Transactions
How UX in cards/payments is moving from friction to
seamless, invisible, and contextual experiences (tap-to-pay,
embedded payments, biometrics, wallets)
Michal Niwinski
Bank Ochrony Åšrodowiska
Head of Cards & Payments
From Fragmented Credit to Pan-European Growth: Leveraging CCD2 & Cross-Border
Credit Data for Strategic Advantage
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Across Europe, banks operate in silos: credit data is fragmented, identity systems are not interoperable and lending beyond borders is often seen as too risky
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The Second Consumer Credit Directive (CCD2), enforced in 2026, is set to recalibrate how credit is assessed, shared and regulated across all member states
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In this keynote, we will explore how Verified & Passportable Financial Identity together with cross-border credit data can help banks:
- Comply with CCD2
- Expand responsibly
- Manage risk more precisely
- Win new markets across Europe
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This session is useful for anyone thinking about cross-border banking in Europe
Alex Blay
Mifundo
Head of Strategic Partnerships
Challenger Bank’s Take on B2B Liquidity and Embedded Solutions
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Platform technologies enabling access to credit in B2B
Embedded end-to-end partnership lending solution provides wide reach to customers fueling fintech B2B lending capabilities
Jarkko Maensivu
Saldo Bank
Chief Executive Officer & Chairman
Reimagining Lending Journeys in Challenging Times
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Competing with neobanks through innovation
Building customer-first products in legacy systems
Supporting SME’s liquidity in wartime economy
Serhii Karaulov
Raiffeisen Bank
Retail Lending Director
Embracing Digital Tax through FASTER
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EU FASTER, German MIKADIV and Digital application
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processes are game changers in withholding tax
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processing
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Take a step back and reflect!
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What are the opportunities for the financial industry?
Roman Von Der Hoh
RAQUEST
Managing Director
Designing for Emotion:
From Gaming to Banking!
I offer a personal perspective on the transition from gaming to banking UX, examining how the principles of emotional design can revitalize even the most traditional environments. Moving
from ‘excitement’ to ‘trust’ , I explore how empathy and appropriate pacing contribute to creating experiences that are not only functional but also genuinely human.
Triada Kalamara
Alpha Bank
Manager of User Experience
Designing Fraud Resilience Into the Business – Not Just the Tech
How we embedded dynamic risk thinking into product, marketing, and frontline ops.
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Why risk must sit in product sprints, not just audit committees
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Real-world cross-functional response playbook (fraud incident case)
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Metrics that actually matter: time-to-containment, reputational blast radius
Belma Ohranovic
Raiffeisen Bank
CSO / CISO / Head of Security
Geo‑Risk Simulation: Preparing for Cross‑Border Shock Events
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Understanding geopolitical risk trends and their potential cross-border impact on financial stability
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Designing and applying simulation models to test institutional resilience under geopolitical stress scenarios
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Integrating geo-risk assessments into enterprise risk management and strategic planning
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Cross-border coordination and data challenges in preparing for shock events
Sotirios Papakonstantinou
Optima bank
Head of Risk Management
Beyond Risk Management — Building a Culture of Resilience Across the Bank
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From awareness to accountability: how every unit became part of our defense perimeter
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Understanding narratives in global politics to avoid panic reactions
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How geopolitical simulation training changed the mindset of our execs
Jonathan Winkler
Commerzbank
Coordinator to the Divisional Board Member Group Model Risk Management & Validation
Results and Learnings of Complete Business and Technological
Transformation of One Traditional Bank
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After 5 years, Komercni Banka is completing its transformation with significant change in its business results and operating model
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The learnings of the “different kind” of transformation, what went well and what to avoid next time
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Was it all worth it?
Margus Simson
Komercni Banka
Chief Digital Officer - Member of The Board
Presentation slides will be available shortly. Please check back at the end of this week
Synthetic Banking: The Rise of AI-Generated Financial Data and Products
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How synthetic data reshapes risk modeling, compliance testing, and product innovation
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Opportunities and risks of AI-generated financial products for banks and regulators
Dimitrios Salampasis
Swinburne University of Technology
Associate Professor, Emerging Technologies & FinTech
Integrating Finance, Shopping & Groceries: The Super App Strategy
Case Study of Kazakhstan’s leading fintech super app
Nikolay Popandopulo
Kaspi.kz
Chief Product Officer | Magnum eCommerce
AI Assurance in Banking: From Compliance Checklists to Continuous Trust
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Banks now ask not if to use AI, but how to trust it
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From shadow AI tools to enterprise-wide models, the real risk lies in growing AI use without a common governance spine
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Can true AI assurance exist without alignment between Legal, Risk, and IT?
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How can banks move from compliance checklists to a culture of continuous AI trust?
Irma Spudiene
Qadenza
Founder & Change Architect
